A few people actually chuckled at that.
Margaret glanced at the bag. It sagged heavily against the marble. Whatever was inside, it was not books or toys. She felt a sudden flicker of concern.
“Do you have a parent or guardian with you?” she asked.
The boy’s jaw tightened. “No, ma’am. But I have the money.”

Before Margaret could answer, he carefully unzipped the bag.
The lobby fell silent.
Bundles of cash filled the bag to the top. Real cash. Bills packed tight with rubber bands, folded stacks pressed flat with age, loose notes tucked between them. Tens. Twenties. Fifties. Hundreds. More money than most people in that room had expected to see that morning.
A teller gasped.
The man in the expensive suit stopped smirking.
Even Margaret, who had seen inheritances, business acquisitions, and armored truck deliveries, froze for one stunned second.
The boy kept his hands on the edge of the bag as if afraid someone might take it.
“I counted it three times,” he said, voice small but steady. “I think it’s forty-eight thousand, three hundred and twenty dollars. But I might be off by twenty.”
No one laughed now.
Margaret looked from the money to the boy. “What is your name?”
“Eli Turner.”
“And where did this money come from, Eli?”
He swallowed, but he did not look away.
“It was my grandpa’s. He kept it in the apartment. Under the floorboards and in coffee cans and inside an old heater that didn’t work.” He paused. “He died last week.”